Back then, receiving money from an international country was a big deal because of the stress that came with it. However, technology has made everything more accessible, including receiving money from anywhere in the world. Though most have enjoyed this service, a few people have yet to hear the good news. So, in this article, we'll discuss the several ways to receive money from the USA to Nigeria.
Different Methods to Receive Money from the USA to Nigeria
Western Union
The first method on our list is by using Western Union. Western Union is one of the safest and fastest ways to send and receive money from the USA to any part of the world. You can use their website or mobile app if you need to make a transaction.
However, you'll need to open an account with them. You can deposit cash into your new account by visiting a local branch as a sender. Then, you can proceed to the website to find the nearest agent. On the website, you can select the location and the amount. The last thing you need to do is verify your identity and wait for the money to send.
Another great thing about them is that they offer free transactions for up to $10,000. In addition, if you want to repay someone for a loan, you can do so through them. They will charge you a fee for every transaction, but it's worth it.
Payoneer
Payoneer is another excellent way to receive money from the USA to Nigeria. All you need to do is sign up for an account and follow the instructions. Then, send your details to the sender.
However, as a sender, you can select the currency you'd like to send. Next, enter the recipient's email address and amount. However, you only have to send your info to the sender if you want to receive money.
PayPal
The second option is PayPal. It's another popular online payment platform that allows you to receive money from anyone worldwide. You can also make payments with it; there are no fees involved when making payments on their site. However, be careful not to overspend as they may ask for a confirmation before processing your transaction.
MoneyGram
This is another safe and fast way to send and receive money from America to Nigeria. All you need to do is sign up for an account and fill out some forms. Then, you can select the amount you want to send and the recipient's name.
After that, you can proceed to the next step and pick the delivery location. Lastly, you can verify your identity and confirm your order. But if you’re the receiver, all the sender needs are your details.
Skrill
Among the ways to receive money from the USA to Nigeria is Skrill. Skrill is an international money transfer company that offers many services, one of which is transferring money from the U.S. to Nigeria. Their rates are competitive, and they don't require any verification.
All you need to do is give your recipient your email address. Then, you receive your money. That's all!
TransferWise
If you're looking for another alternative way to receive money from the U.S. to Nigeria and Africa at large, Transferwise is one of the best options. This is an innovative company that helps users save on exchange rates.
They provide a simple interface where you can easily select how much your sender wants to send. Also, they can choose between different currencies such as USD, GBP, EUR, AUD, CAD, and more.
Remitly
Remitly is also an ideal way to receive money from the USA to Nigeria. You need to follow a couple of steps to complete your transaction. First, you need to create an account and add your bank information. Then, you need to confirm your details.
Then, the sender can select the currency and amount they want to send. When they’re ready, they can click "Send" and wait for the funds to reach you.
Ria Money Transfer
Ria Money Transfer is another reliable and easy-to-use service that lets you directly receive money from the USA to Nigeria. The only requirement is that you must have a verified bank account.
Once you've created an account, your sender can select the country you want to send money to. After that, they can choose their preferred currency and the amount.
They can also set up a direct debit or use their credit card to make the payment.
Xoom
Another good way to send and receive money from the USA to Nigeria is Xoom. With this method, you can send and receive money from people who live anywhere in the world. It's convenient because you can make transfers using your phone number and mobile device. After that, you'll need to log into your existing Xoom account.
You can select the person you want to send money to when logged in. Next, you can choose the payment type (direct deposit, check, etc.) and the amount. You can press send when you're done and wait for the money to arrive.
Bitcoin
If cryptocurrency is what you're looking for, Bitcoin is worth checking out. Bitcoin is digital cash that works across borders and time zones. It's completely anonymous and decentralized, so there's no central authority that can freeze your accounts.
The process is very similar to PayPal. To begin, you will first need to download the official wallet software. Next, you will send your Bitcoin address to your sender. Once they receive it, you can access their balance through your wallet.
Remit
Remit is another great option for receiving money from the United States to Nigeria. It offers free services with minimal fees and international remittances. To start, your sender will need to register for an account. They can then enter their bank information and choose the amount they wish to send.
As soon as they are ready, they can pay via one of the available methods: credit cards, wire transfer, or ACH.
Revolut
Revolut is another popular way to receive money from America to Nigeria online. Its features include instant exchange rates, low fees, and 24/7 customer support. To get started, you will first need a Revolut card. This card allows you to load money onto it and spend it at over 2 million locations worldwide.
Next, you will need a username and password. Finally, you can link your bank account and add funds.
Transfast
Transfast is yet another reliable way to receive money from the U.S. to Nigeria. Like other options on our list, Transfast requires you to create an account before you can start making payments. To begin, you will need to enter your email address and a secure password. After that, you will be asked to provide your full name, date of birth, and gender.
If you wish to send money, too, you can select how much money you would like to send. Then, you can choose the recipient's email address, amount, and delivery method.
CurrencyTransfer
CurrencyTransfer is another easy-to-use service that lets you receive money from the U.S. to Nigeria quickly and securely. All you have to do is sign up for an account. Then, you can enter the details about the sender and receiver. Next, you can decide whether to send a paper check or a direct deposit.
After that, you can select the currency you'd like to use. You can also set the fee you'd like to charge. When you're finished, you can submit the request. The rest happens automatically.
Conclusion
The best thing about the ways to send and receive money from the USA to Nigeria is that they are safe and secure. And since they're easy to use, sending money to Nigeria shouldn't be too difficult. So, what are you waiting for? Start sending and receiving money today!
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